interactive media award logoBORROWMONEY.COM, 2016 AWARD WINNER

What is BorrowMoney?

BORROWMONEY.COM, INC. IS A PUBLIC COMPANY KNOWN AS BORROWMONEY.COM

(FILER) CIK:0001656501 (SEE ALL COMPANY FILINGS)

A Fintech leading online loan marketplace with one of the largest networks of lenders in the nation. Our service provides consumers a way to connect with multiple lenders for a number of financial borrowing needs. From the comfort of their homes, consumers can fill out one simple form and are able to shop, compare, and save on the loans they need. By creating a My Borrowmoney account, consumers are able to track their credit score – updated monthly with insights into which factors are negatively impacting their score, review all loan and credit card accounts and are even notified when Borrowmoney identifies a savings opportunity based on real-time loan offer data. And the best part? It’s free.

BorrowMoney.com also offers a variety of informational resources and tools for borrowers to help manage their finances and have an informed experience.

What sets us apart from our competitors?

BorrowMoney.com - the name says it all. We won’t let you down, our proprietary technology and service is built to service you in your local zip code. We are all about the financial you need every day till you no longer need to borrow money, but still be there for all your other financial needs. It's time to get back to basics, borrowing money starts with personal financial information relationships to be there from your Local and Online nationwide lenders, that can make that happen better then impersonal lenders locate thousands of miles away that have no idea where your town is. Let alone what is best for you. Borrowmoney.com Has built a Trusted network of Local and Online nationwide lenders that care about you and the community where you live and have a stake in how well it does. They can take the time to get to know you and your financial needs and won’t treat you like a number. Our goal is to match you with lenders that offer the best financial deal for you in a simple to understand language. We are committed to simplify the process between lenders and consumers. 

BorrowMoney.com the right name for the right purpose

How does BorrowMoney make money?

BorrowMoney gets paid by our lenders partners and other financial services providers in order to compete for your business. We play the role of matchmaker introducing lenders and people who need loans (or other services). We provide local and nationwide advertising service, local and nationwide real-estate listings service, including lender and realtor licensing verification within our platform.

What can BorrowMoney do for me?

 We can guide you to be better informed, make sound financial decisions and save your  personal and business money. We will match you with local lenders, or online nationwide lenders partners that you can trust will meet your needs and financial goals. if you need any type of loan you can apply on our secure website, fill out a simple fast, safe, and secure form and get an immediate response from our competing local lenders or nationwide lenders partners. We provide you with our nationwide free online real-estate sale and rental listings search on our website, free search and find a verified licensed realtor, sales agents, brokers, lending institutions and mortgage broker, including rating and profile.

Top 3 Reasons to Shop Locally for Your Mortgage

Finding the perfect home is only the first of many steps in your journey to being a homeowner. After deciding you've found the right one, you still have to find the right home loan to pay for it.

Shopping for a mortgage exposes you to everything from online to local lenders, each with its own perks and features. However, local banks offer benefits that online lenders can't—without sacrificing your time or convenience. 

1. Familiarity

As part of your community, local banks know where you're coming from. You're more than a customer. You're a fellow sports fan, grocery-store-goer, and neighbor. 

Getting your mortgage locally results in a customized process that truly fits your unique needs. You work face-to-face with bankers who take your home search personally: asking questions to find the mortgage that fits, and then going the extra mile to make it happen.

With online lenders, it's easy for your application to get lost amongst all the others. Online sites surfaced in response to homebuyers' search for convenience, but at the cost of personalization. Getting a mortgage online therefore makes you part of a standardized procedure, rather than a customized process.

2. Faster Process

When you've finally found the perfect home, there's no time to lose in purchasing. The local decision-making that occurs in most community banks keeps loan approval processes moving more quickly.

Smaller banks cultivate a deeper understanding of their community and regional economy, learning the financial landscape and how best to navigate it—in any situation. And, since they already know you, they can make personalized recommendations in less time than online lenders.

Local bankers can also keep you informed as your loan moves through the approval process. With less applications to sort through than online lenders, your banker can personally track your loan’s progress, let you know of any holdups, and partner with you—in person or over the phone—to be as efficient as possible.

3. Flexibility

All financial procedures come with guidelines and criteria, and mortgage loans are no exception. Online lenders, with vast amounts of applications, often lack the capacity to work outside those guidelines. As a result, homebuyers who don't meet every criteria risk not qualifying for a loan. 

Local banks adhere to different loan approval criteria that allow them to be more flexible. For example, some will keep mortgages on their own records, rather than selling to government-sponsored enterprises Fannie Mae and Freddie Mac. This relaxes their guidelines and can help homebuyers who perhaps don't qualify with larger banks, such as those with lower credit scores or irregular income. 

Online lenders typically base loan eligibility on FICO scores. And while local banks do, too, most of them will look more closely at your assets and other income when determining your ability to make mortgage payments. As mentioned above, local bankers know your situation and know where you're coming from—and that helps them help you.

Let’s do this together.

BorrowMoney.com

Name recognition and objective for borrows/consumers  is to create and establish a personal online social interaction with their lenders for faster and BETTER RATES

BorrowMoney.com

Name recognition and Objective for lenders/bankers is to generate awareness by deploying concentrated local And Nationwide campaigns social media to maximize  business within their zip code

   Mr. Aldo Piscitello

    Founder & CEO

Founder and CEO Aldo Piscitello

Aldo Piscitello - Director, Chief Executive Officer and President. Mr. Piscitello has served as a Director, Chief Executive Officer  and President since he founded the Company in 2010. His position on the Board will allow him to lend the company all of his business experience and guide management’s perspective over a full range of issues affecting the company.


                          Our story

Aldo developed a reputation of trust and integrity as a successful entrepreneur, he founded and developed numerous successful businesses in various industries, including the internet industry.

Over the years, Aldo watched as local banks lost its personal banking interactions. It became obvious to him that large financial firms were headed a grim direction. Aldo’s prediction lead to the online fintech concept and development of BorrowMoney.com. In 2010, Aldo began utilizing the company’s most valuable asset – its name. Fortunately, BorrowMoney.com was already in his possession since 1987.

Swiftly seizing this business opportunity, Aldo hired a team of skilled IT personnel to create and cultivate a database comprising of every mortgage broker, lender, bank, and lending institutions, including real estate brokers and salespeople in the United States. This was used to implement the Local And Online Lending business model. Since he founded the company in 2010, Aldo has served as Chief Executive Officer, President and Director. All his time and energy has been dedicated to developing and advancing BorrownMoney.com. His responsibilities includes securing and patenting the company name, developing the programs and platforms, marketing the products and services, as well as overseeing the everyday operations of the business.

Furthermore, Aldo’s position on the Board has benefited the company greatly by allowing him to apply his own business experiences, and guiding managerial perspectives for a full scope of matters, such as the necessary preparations needed to bring the company public.

Borrow Money Management team and board of directors

             director

        Mr. Adam Frost

       Database Security

ADAM FOSTER

Mr. Frost has over 25 years’ management experience ranging from reporting to Director Heads to heading up teams of over 100 employees. Mr. Frosts past responsibilities have included managing director of Dean Capital Group Inc., an O&G private equity firm, CEO and managing director of Go Wireless Communications, CEO of Americas Lending Choice, CEO and managing director of multiple security companies, currently Get Smart Security inc.

 

           director

     Mr. Frank Micali

      Financial Analist

Frank Micali

 As a graduate from St John’s University, Frank went directly in world of Finance. In 2000, Frank starts as a mortgage loan officer for a local bank. Within a few years he was negotiating residential, commercial and mixed use mortgages as well as alternative financing. Frank spent the next few years working with buyers, sellers, appraisers, real estate attorneys, insurance brokers, home inspectors and anyone else needed in order to close the transaction. Frank recently been nominated 1st home mortgage lending officer for the New York area by Citibank which he has been on employee since 2012 to present.

 

             director

    Ms. Lana Coliban

  International Relation

Lana Coliban

As a Sales Representative and International Business Development A results driven, Lana is committed and articulate Sales Representative and Project Manager with excellent communication skills and a high level of customer commitment. Ability to plan & manage territory whilst and maintaining & developing existing and new customers through ethical sales methods and consistent high customer service. Possessing a good team spirit, deadline orientated and having the ability to succeed in a demanding sales environment


ACADEMIC QUALIFICATIONS

Business School, France - Master Degree in International Business Development 

Business School, France - Master Degree in Communication and Marketing

University Paris, FranceBA in Economics & Management

2014 Graduated from a Paris Major Business School in France. Student award with a display on the School's wall of FAME.

AREAS OF EXPERTISE

Closing sales, Account management, Lead generation, Identifying sales opportunities

Extensive product knowledge, Client conversion success, Project Management Research and Strategy

PERSONAL SKILLS

Building relationships, Highly motivated, Social skills, Good communication and interpersonal skills, Collaboration skills, Negotiation and Persuasion skills

Project Management Skills, Business Intelligence

Proven experience in launching new products
Professional style of communication & ability to build rapport with prospective customers 

CERTIFICATION

MS Office suite, web 2.0, Microsoft, IOS environments, html analyst 

LANGUAGES 

French - bilingual, Russian – bilingual, English – bilingual professional, Romanian – bilingual

 

Mr. Rosario All Moschitto

Ross Moschitto

Technology

Encompasses twenty years of well-rounded experience in the areas of project management, software development, web development, network design, systems administration and internet marketing (SEO/SEM/SMO/PPC). Assume a lead role as necessary to liaise with clients, issue cost projections, proposals, inspire design concepts, and coordinate and mentor developers to ensure project consistency and deadlines. Accustomed to working within fast pace environments inspired by innovation and mission critical attention to detail. Messier Moschitto holds an array of degrees and certifications also brings an unparraled knowledge to the Borrowmoney.com executive board.

MS - Computer Engineering, Manhattan College Riverdale,NY Dec/97 BS - Electrical Engineering,Manhattan College Riverdale, NY may/95 EIT - Certification.


               director

     Mr. Michael Annese

      Investment Capital

Michael Annese

 Over a 25 year career, Michael has held senior executive management rolls, with a mezzanine bridge financing programs for a hedge fund, M&A for private equity funds, structuring debt and strategic equity capital to sponsor family office ventures. In the early part of my journey I specialized in commercial real estate, retail mortgage lending solutions,  business brokering and business credit lines. Michael has a proven track record, strong leadership skills, cost effective solutions to improve cap X and market share value.

Michael has access to Renewable energy financial programs, JV with commercial and utility scale EPC to facilitate complex energy solutions.

Recently have new exploration with agriculture CBD farmers and robust product solutions to offer comprehensive one stop solutions. Finally Michael has a trusted global and domestic relationships to add value to a strong organization.

Experience

Private Banker

Company Name HSBC Dates Employed 2010 – 2012 Employment Duration 2 yrs,

Location NYC International

Clients in Europe and Asia would often come to our bank for both standard PPMs and corporate bond purchases and due to my relationships in the diamond districts of NYC,

I'd lead "buying expeditions" including visits to the individual who is now the largest diamond import/export entity in Hong Kong;

This work led to contacts in the Diamond and Precious Metals Dore Import/Export markets including raw/uncut and polished gems, gold, silver, uranium oxide and high tech fabricated metal products such as 0.025 mm nickel wire for circuit boards and chip makers. These contacts led me to Silicon Valley Scientists and Engineers and a group of Stanford and NASA Ames scientists working at resolving the world's energy, fuel and water issues which led to founding Empire NRG

Lending Manager

Company Name Chase

Dates Employed Jan 2008 – May 2010 Employment Duration 2 yrs 5 Location NYC

Complex high end loans for builders, high net worth, structured solutions for credit lines, bridge lending and permanent financing. This work led to forming a series of relationships with over 1,000 property managers and 31 facility engineers in NYC who are in need of facility upgrades, power retrofits and related hazmat, environmental and structural services.


            director

      Ms. Nancy Alario

      Strategic Analist

Nancy Alario

Over the recent years Nancy has been focusing on utility scale energy financing and commodities. She has been practicing in the investment banking sector for structuring equity and debt for various markets including real-estate and commercial lines of credit. Create marketing and growth plans for business professionals in the New York, New Jersey, and Florida. Monitor human resource and company culture creation to ensure the success and overall financial of the Identify opportunities and introductions through deep 30 year relationships for practices and business referrals increasing each other's bottom line.

  • Help with loan origination
  • Establish policies that promote company culture and vision
  • Evaluate performance by analyzing and interpreting data and metrics
  • Lead employees to encourage maximum performance and dedication
  • Manage relationships with partners/vendors
  • Oversee daily operations of the company and the work of executives (IT, Marketing, Sales, Finance etc.)
  • Participate in expansion activities (investments, acquisitions, corporate alliances, etc.)
  • Set comprehensive goals for performance and growth
  • Write and submit reports to the CEO in all matters of importance