What is BorrowMoney?
BORROWMONEY.COM, INC. IS A PUBLIC COMPANY KNOWN AS BORROWMONEY.COM
(FILER) CIK:0001656501 (SEE ALL COMPANY FILINGS)
A Fintech leading online loan marketplace with one of the largest networks of lenders in the nation. Our service provides consumers a way to connect with multiple lenders for a number of financial borrowing needs. From the comfort of their homes, consumers can fill out one simple form and are able to shop, compare, and save on the loans they need. By creating a My Borrowmoney account, consumers are able to track their credit score – updated monthly with insights into which factors are negatively impacting their score, review all loan and credit card accounts and are even notified when Borrowmoney identifies a savings opportunity based on real-time loan offer data. And the best part? It’s free.
BorrowMoney.com also offers a variety of informational resources and tools for borrowers to help manage their finances and have an informed experience.
What sets us apart from our competitors?
BorrowMoney.com - the name says it all. We won’t let you down, our proprietary technology and service is built to service you in your local zip code. We are all about the financial you need every day till you no longer need to borrow money, but still be there for all your other financial needs. It's time to get back to basics, borrowing money starts with personal financial information relationships to be there from your Local and Online nationwide lenders, that can make that happen better then impersonal lenders locate thousands of miles away that have no idea where your town is. Let alone what is best for you. Borrowmoney.com Has built a Trusted network of Local and Online nationwide lenders that care about you and the community where you live and have a stake in how well it does. They can take the time to get to know you and your financial needs and won’t treat you like a number. Our goal is to match you with lenders that offer the best financial deal for you in a simple to understand language. We are committed to simplify the process between lenders and consumers.
BorrowMoney.com the right name for the right purpose
How does BorrowMoney make money?
BorrowMoney gets paid by our lenders partners and other financial services providers in order to compete for your business. We play the role of matchmaker introducing lenders and people who need loans (or other services). We provide local and nationwide advertising service, local and nationwide real-estate listings service, including lender and realtor licensing verification within our platform.
What can BorrowMoney do for me?
We can guide you to be better informed, make sound financial decisions and save your personal and business money. We will match you with local lenders, or online nationwide lenders partners that you can trust will meet your needs and financial goals. if you need any type of loan you can apply on our secure website, fill out a simple fast, safe, and secure form and get an immediate response from our competing local lenders or nationwide lenders partners. We provide you with our nationwide free online real-estate sale and rental listings search on our website, free search and find a verified licensed realtor, sales agents, brokers, lending institutions and mortgage broker, including rating and profile.
Top 3 Reasons to Shop Locally for Your Mortgage
Finding the perfect home is only the first of many steps in your journey to being a homeowner. After deciding you've found the right one, you still have to find the right home loan to pay for it.
Shopping for a mortgage exposes you to everything from online to local lenders, each with its own perks and features. However, local banks offer benefits that online lenders can't—without sacrificing your time or convenience.
As part of your community, local banks know where you're coming from. You're more than a customer. You're a fellow sports fan, grocery-store-goer, and neighbor.
Getting your mortgage locally results in a customized process that truly fits your unique needs. You work face-to-face with bankers who take your home search personally: asking questions to find the mortgage that fits, and then going the extra mile to make it happen.
With online lenders, it's easy for your application to get lost amongst all the others. Online sites surfaced in response to homebuyers' search for convenience, but at the cost of personalization. Getting a mortgage online therefore makes you part of a standardized procedure, rather than a customized process.
2. Faster Process
When you've finally found the perfect home, there's no time to lose in purchasing. The local decision-making that occurs in most community banks keeps loan approval processes moving more quickly.
Smaller banks cultivate a deeper understanding of their community and regional economy, learning the financial landscape and how best to navigate it—in any situation. And, since they already know you, they can make personalized recommendations in less time than online lenders.
Local bankers can also keep you informed as your loan moves through the approval process. With less applications to sort through than online lenders, your banker can personally track your loan’s progress, let you know of any holdups, and partner with you—in person or over the phone—to be as efficient as possible.
All financial procedures come with guidelines and criteria, and mortgage loans are no exception. Online lenders, with vast amounts of applications, often lack the capacity to work outside those guidelines. As a result, homebuyers who don't meet every criteria risk not qualifying for a loan.
Local banks adhere to different loan approval criteria that allow them to be more flexible. For example, some will keep mortgages on their own records, rather than selling to government-sponsored enterprises Fannie Mae and Freddie Mac. This relaxes their guidelines and can help homebuyers who perhaps don't qualify with larger banks, such as those with lower credit scores or irregular income.
Online lenders typically base loan eligibility on FICO scores. And while local banks do, too, most of them will look more closely at your assets and other income when determining your ability to make mortgage payments. As mentioned above, local bankers know your situation and know where you're coming from—and that helps them help you.
Let’s do this together.
Aldo Piscitello, born in 1952, immigrated to the United States from Naples, Italy in 1969. Upon his arrival to his first residence in New York, he noticed a milkman stepping over a bike, a skateboard, and an array of toys left on the front porch. Aldo watched as the milkman opened a small silver box, took out a ten dollar bill, and placed 2 milk bottles and the change back into the box. A sense of trust came over him as he realized how great it felt to be in a safe and trusting community. Being in America was truly a blessing and a dream come true. Aldo, believing and trusting this new land, wanted to pursue the American Dream. At the age of 18, he built up the courage to apply for a loan to finance his first American venture-a paper route. He borrowed his first $500 on a handshake and a signature.The loan office told him, “Be responsible, and I will be there if you need more money to build your business.” “You have my word,” Aldo replied. Aldo then developed a professional relationship with the local bank, securing many loans. Through his hard work, Aldo developed a reputation of trust and integrity. As a successful entrepreneur, he founded and developed numerous successful businesses in various industries, including the internet industry.
Over the years, Aldo watched as local banks lost its personal banking interactions. It became obvious to him that large financial firms were headed a grim direction. Aldo’s prediction lead to the online fintech concept and development of BorrowMoney.com. In 2010, Aldo began utilizing the company’s most valuable asset – its name. Fortunately, BorrowMoney.com was already in his possession since 1987.
Swiftly seizing this business opportunity, Aldo hired a team of skilled IT personnel to create and cultivate a database comprising of every mortgage broker, lender, bank, and lending institution- including real estate brokers and salespeople – in the United States. This was used to implement the Local And Online Lending business model, Since he founded the company in 2010, Aldo has served as Chief Executive Officer, President and Director. All his time and energy has been dedicated to developing and advancing BorrownMoney.com. His responsibilities include securing and patenting the company name, developing the programs and platforms, marketing the products and services, as well as overseeing the everyday operations of the business.
Furthermore, Aldo’s position on the Board has benefited the company greatly by allowing him to apply his own business experiences, and guiding managerial perspectives for a full scope of matters, such as the necessary preparations needed to bring the company public
Name recognition and objective for borrows/consumers is to create and establish a personal online social interaction with their lenders for faster and BETTER RATES
Name recognition and Objective for lenders/bankers is to generate awareness by deploying concentrated local And Nationwide campaigns social media to maximize business within their zip code
Borrow Money Management team and board of directors
CEO/ Mr. Aldo Piscitello
Aldo Piscitello - Director, Chief Executive Officer and President. Mr. Piscitello has served as a Director, Chief Executive Officer and President since he founded the Company in 2010. In his capacity as Chief Executive Officer, he has spearheaded the development of the Company’s products and information delivery systems, including procuring the Company’s most valuable asset, the name BorrowMoney.com. Prior to his involvement in the Company, Mr. Piscitello was a very successful entrepreneur, founding and developing numerous successful businesses in varying industries. In 2010, Mr. Piscitello began the development of BorrowMoney.com, Inc. which he now devotes all of his time and energies. Among his responsibilities were the securing and patenting the name, developing the program and platform the company is using, marketing the products and services to the industry and seeing to the everyday operation of the business. His position on the Board will allow him to lend the company all of his business experience and guide management’s perspective over a full range of issues affecting the company.
Board of director
Mr. Rosario Allen Moschitto
Encompasses twenty years of well-rounded experience in the areas of project management, software development, web development, network design, systems administration and internet marketing (SEO/SEM/SMO/PPC). Assume a lead role as necessary to liaise with clients, issue cost projections, proposals, inspire design concepts, and coordinate and mentor developers to ensure project consistency and deadlines. Accustomed to working within fast pace environments inspired by innovation and mission critical attention to detail. Messier Moschitto holds an array of degrees and certifications also brings an unparraled knowledge to the Borrowmoney.com executive board.
MS - Computer Engineering, Manhattan College Riverdale,NY Dec/97 BS - Electrical Engineering,Manhattan College Riverdale, NY may/95 EIT - Certification.
Board of director
Mr. Frank Micali
As a graduate from St John’s University, Frank went directly in world of Finance. In 2000, Frank starts as a mortgage loan officer for a local bank. Within a few years he was negotiating residential, commercial and mixed use mortgages as well as alternative financing. Frank spent the next few years working with buyers, sellers, appraisers, real estate attorneys, insurance brokers, home inspectors and anyone else needed in order to close the transaction.
Board of director
Ms. Svetlana Coliban
Project Management, Sales Representative and International Business Development
A results driven, committed and articulate Sales Representative and Project Manager with excellent communication skills and a high level of customer commitment. Multi-skilled with the ability to plan & manage territory whilst and maintaining & developing existing and new customers through ethical sales methods and consistent high customer service. Possessing a good team spirit, deadline orientated and having the ability to succeed in a demanding sales environment
Multilingual (4 languages)
Interior Design Gallery in Paris, France and New York, USA – Business Developer & Sales Representative
Business and market development, sales, marketing and commercial follow-up. Identification and research of potential leads and opportunities. Appointments to meet new and existing clients in Europe, Russia & North America. Trade shows and exhibitions. Contracts concluded with a diverse range of clients in the private and the public sector
Fashion brand, Paris, France – Export Project Manager
Business and market development, sales, marketing and commercial follow-up Identification and research of potential leads and opportunities
Novozymes biologicals, Paris, France – Sales Assistant
Business and market development. Build and expand the portfolio of clients and prospects. Sales Support
Business School, France - Master Degree in International Business Development
Business School, France - Master Degree in Communication and Marketing
University Paris, France – BA in Economics & Management
2014 Graduated from a Paris Major Business School in France. Student award with a display on the School's wall of FAME.
AREAS OF EXPERTISE
Closing sales, Account management, Lead generation, Identifying sales opportunities
Extensive product knowledge, Client conversion success, Project Management
Research and Strategy
Building relationships, Highly motivated, Social skills, Good communication and interpersonal skills, Collaboration skills, Negotiation and Persuasion skills
Project Management Skills, Business Intelligence
Proven experience in launching new products
Professional style of communication & ability to build rapport with prospective customers
MS Office suite, web 2.0, Microsoft, IOS environments, html analyst
French - bilingual, Russian – bilingual, English – bilingual professional, Romanian –bilingual
Board of director
Mr. David Neiss
David was born and raised just north of New York City in the Riverdale section of the Bronx. Growing up with 3 brothers, David spent his free time playing all kinds of sports but always kept one eye on financial markets. He attended St Syms School of Business where he graduated with a Bachelor of Science in Accounting. While in school, David played 4 years of NCAA basketball and golf. He was President of the business school during his senior year as well.
After graduating, he started his professional career working at Sempra Energy Trading in Stamford, Connecticut. After being at Sempra for 7 years, David continued his career working for JP Morgan Chase within the commodity division. Most recently, he was at BNP Paribas since 2012 being a key component in their Energy division. David currently resides in Manhattan and enjoys all which the City has to offer.